American workers have gotten so used to getting free life insurance coverage as a benefit through their jobs that a growing number of them — especially young workers who have delayed starting families — aren’t bothering to go throug...
When it comes to life insurance, it’s really important that stay-at-home spouses are not left out. I’m not talking about working spouses including their stay-at-home husband or wife on their term life beneficiary form. I’m talking a...
One reason many people worry about not having enough money in retirement is that they (quite reasonably) fear needing long-term care and not being able to afford it -- or having to wipe out their savings in order to pay for it.
That's why many p...
HealthDay News -- The American Medical Association (AMA) House of Delegates has adopted a policy to make long-term care insurance simpler, more affordable, more innovative, and part of automatic enrollment for current employees and retirees.
The mov...
My siblings and I are going to be traveling home for the holidays to see our parents, and we'd like to start talking with them about what they want to do if they need care in the future. But that's a very difficult discussion. How can we get...
Last February, Samitha Hendrickson gave birth to her first child.
The labor and delivery were long and not without serious complications. Hendrickson needed an emergency C-section, or cesarean. Her newborn couldn’t breathe on his own and neede...
DO YOU KNOW THE difference between an angiogram and angioplasty? Can you breeze through medical questionnaires and confidently navigate patient portals? Are you sure the insurance coverage you're choosing has the best deductible, premiums, a...
If you were diagnosed with a serious illness that required a potentially life-changing surgery, would your health insurance company have your back?
That’s the question Bethany Kelly is afraid she already has an answer to. At age 26, she was re...
Supplement insurance to fill in the gaps that Medicare does not pay are on the rise, increasing by 500,000 in 2017 over 2016, according to the American Association for Medicare Supplement Insurance.
At the end of 2017, there were 13.6 mill...